fintech-engineer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly targets payment systems and bank/payment provider integrations. It names payment gateways and banking APIs (Plaid, Stripe, etc.), and its core workflows include a "Payment Processing Pipeline" with steps to create pending transactions, "Call payment processor with retry logic", handle async webhooks, and update ledger entries atomically. Those are specific financial execution capabilities (sending/processing payments and integrating with payment/banking APIs), not generic tooling.