nodejs-backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill contains an explicit transferFunds function that performs a transactional update of account balances (debiting one account and crediting another) in the database. This is a specific, purpose-built operation to move money within the system (direct financial execution), not a generic utility. Therefore it meets the criteria for direct financial execution authority.