tw-payment-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed for payment processing in Taiwan and references specific payment gateways (綠界/ECPay, 藍新/NewebPay, TapPay, Stripe, LINE Pay, JKoPay) and PSP APIs. It describes the server creating orders and sending them to PSP APIs, handling callbacks/webhooks, verifying signatures (CheckMacValue/HashKey/HashIV), and executing refunds — including "Full refund via API" for credit cards and LINE Pay. These are concrete payment gateway and refund APIs (i.e., tools to move money), so this grants Direct Financial Execution authority.