tools-telegram-bot-builder

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit payment gateway integration using the Telegram Payments API: a code example calls ctx.replyWithInvoice with a provider_token, currency, and prices, and it handles ctx.message.successful_payment to activate premium access. This is a specific, built-in financial transaction flow (creating invoices and processing payments), not a generic tool, so it grants direct financial execution capability.