payment-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and specifically designed for payment processing and billing. It integrates with payment gateways (SePay and Polar), supports checkout session generation (scripts/checkout-helper.js), payment processing (cards, VietQR, bank transfers), bank transfer automation, order-based virtual accounts, subscription lifecycle and usage-based billing, and merchant-of-record/tax handling. It lists API references, SDKs, authentication methods (API keys, OAuth2), and webhook handling for payment events. These are direct financial execution capabilities (creating/processing payments, managing billing/subscriptions, and automating bank transfers), not generic tooling.