nano-return-funds

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly built to move cryptocurrency (XNO). It defines direct send/refund actions: calling payment_request_refund with execute:true, using send directly, validating addresses, checking balances, broadcasting signed blocks (RPC), managing wallet lifecycle and allowances, and reporting send hashes. These are specific financial execution operations (crypto wallet transactions), not generic tooling.