fintech-engineer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and specifically designed around financial operations that move and manage money. It lists concrete payment and banking capabilities such as "Gateway integration", "Payment initiation" (Open Banking), "Transaction processing", "Settlement processing", "Chargeback handling", "Refund processing", "Core banking APIs", and "Wallet integration"/"Exchange connectivity" under blockchain integration. These are not generic tooling descriptions but explicit financial execution/integration functions (payment gateways, banking APIs, crypto wallet/exchange connectivity and transaction workflows). Therefore it grants Direct Financial Execution Authority.