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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to move money: it implements funding/onramp functionality to buy and deposit USDC using Coinbase Onramp/Coinbase Pay and lists payment methods (Apple Pay, debit card, bank transfer). It’s specifically targeted at crypto/fiat payment flows (buying USDC and depositing to a wallet address), which qualifies as direct financial execution capability.