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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a commerce/storefront SDK router whose primary responsibilities include cart, checkout, order creation, and payments. It references hosted checkout, custom checkout flows, "payments", and order payment methods (e.g., useCheckout().openCheckout(), sdk.cart.*, listOrderPayments). Those are concrete e-commerce/payment execution capabilities (checkout/payment flows that move money), not generic tooling. Therefore it grants direct financial execution authority.