securing-server-actions

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill includes an explicit server action named transferFunds that validates a target user and amount, checks the sender's balance, and uses a DB transaction (db.$transaction with decrement/increment) to move funds between accounts. That is a concrete, application-level "send transaction" implementation (directly modifying account balances), so it grants direct financial execution capability.