search-engine-marketing-sem

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly describes creating, managing, and optimizing paid search campaigns on Google Ads and Bing Ads and includes actionable, writeable controls over spend: "Set and adjust keyword bids", "precise budget control", "Use manual or automated bidding strategies", and "Launch & Monitor". Those are operational actions that change ad spend/bids (i.e., update budgets or place bid changes) on advertising platforms — which falls under "Managing Ad Spend Budgets" / sending transactions to external financial systems. Even though it doesn't name a specific API, the primary and explicit purpose is to manage paid-ad spend and bidding (financial execution), so it grants direct financial execution authority.