chargeback-management-prevention

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about payment gateway dispute management and prevention. It names and instructs actions for specific financial services (Stripe, PayPal, Shopify Payments), including configuring Stripe Radar rules, submitting dispute evidence in Stripe Dashboard and PayPal Resolution Center, integrating automated evidence submission via the charge.dispute.created webhook, using Visa CE 3.0 prior-transaction evidence, and using third-party chargeback guarantors (Signifyd/NoFraud). These are payment-gateway–specific operations (submitting transactions/evidence, changing fraud rules, blocking repeat disputers), not generic tooling—so it provides direct financial execution capability.