fraud-detection

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, payment-gateway-specific API usage and instructions. It references Stripe, Stripe Radar, PayPal, Braintree, Signifyd and shows concrete code calling Stripe paymentIntents.create, paymentIntents.retrieve, and paymentIntents.cancel, plus guidance to enable automatic holds/cancellations via integrations. Those are direct interactions with payment processors (creating/canceling/authorizing payments and configuring gateway-level fraud rules), which fall under "Payment Gateways" in the core rule. Therefore it grants Direct Financial Execution Authority.