payment-terms-optimization

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about configuring and automating payment terms and invoicing and includes concrete integrations and code that perform payment-related actions. It names payment gateways and invoicing tools (Stripe Invoicing, Invoiced, Shopify B2B, BigCommerce B2B), describes configuring invoice generation, dunning, credit limits, and includes Stripe API code that creates customers, invoice items, finalizes and sends invoices. These are specific payment gateway / invoicing operations (not generic browser or HTTP examples) that constitute direct financial execution capability.