pos-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly integrates with payment gateways and contains code that issues refunds via those gateways. It initializes a Square client (including paymentsApi) and calls paymentsApi.createPaymentRefund, and it also calls stripe.refunds.create to refund Stripe payment intents. Those are specific financial execution actions (sending refund transactions) rather than generic I/O, so the skill grants Direct Financial Execution capability.