referral-program

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly handles reward issuance and integrations for paying/refunding customers. It names payment gateways (PayPal) as a reward mechanism, references connecting ReferralCandy via API credentials, and the sample code calls issueStoreCredit(...) to grant monetary/store-credit rewards. These are specific, finance-related operations (issuing cash/store credit and integrating payment APIs), not generic tooling, so it provides direct financial execution capability.