referral-viral-loops

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill explicitly describes reward fulfillment that uses payment gateways and integrations: it references paying referrers "cash via PayPal", lists Rewardful as "via Stripe", and recommends using platforms (ReferralCandy, Rewardful) that integrate with Stripe/PayPal to issue rewards. It also discusses scheduling and granting referrer rewards (store credit or cash) after a refund window and webhook events for conversions. Because it names specific payment gateways/integrations used to move money (Stripe, PayPal) and describes issuing monetary rewards, it contains direct financial execution capability.