better-auth

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes payment gateway integrations: it lists a Stripe plugin ("Subscription billing integration") and references plugins/stripe.md and plugins/polar.md and says "Integrating payments with Stripe or Polar subscriptions." These are specific payment gateway integrations (capable of executing or managing payments/subscriptions), so the skill grants direct financial execution capability.