gramio

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The GramIO skill explicitly lists support for "handling payments with Telegram Stars" and documents "Payments, invoices, refunds, test mode" in its features and examples. Those are specific payment-related APIs/functionality (invoices/refunds) built into the Telegram Bot API, not a generic browser or HTTP tool. Because it exposes explicit payment/invoice/refund capabilities, it constitutes direct financial execution authority.