telegram

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references "integrating Telegram payments or Stars" and includes a dedicated payments reference (payments.md). Telegram's Payments API / Stars integration are specific payment features enabling bots to accept/process payments, i.e., direct financial execution capabilities rather than generic tooling. Therefore it meets the criteria for direct financial execution.