openai-agents

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes an explicit tool example named "process_refund" (used by a Billing agent) whose purpose is to perform refunds ("Refunded $${amount}") and is presented as part of billing/payment workflows. Even though no concrete payment provider (Stripe/PayPal/etc.) is shown, the tool is explicitly defined to carry out a financial transaction (refund) and thus grants direct financial execution capability.