clay-enterprise-rbac

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes billing/credit management capabilities: role capability "manage_billing_and_credits", a PATCH API example to set a table's "max_rows" (used to cap credit/spend), and an API to review credit consumption by user. These are specific, non-generic controls to set and enforce spend/budget limits for Clay credits (i.e., updating budgeted usage), so it meets the listed criterion for direct financial execution (budget management API).