clerk-auth

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly documents Clerk's Billing/Commerce APIs (renamed to /billing), including endpoints and fields such as POST /v1/me/billing/checkouts and payment_method_id/payment_method. Those are concrete, payment-related API endpoints/fields (checkout creation and payment method handling) — i.e., specific functionality to initiate/handle financial transactions — so it provides direct financial execution capability.