churn-prevention

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly targets involuntary churn via dunning, smart retries, card-updater services and payment recovery, and it names specific payment providers and tools (Stripe, Chargebee, Paddle, Recurly, Braintree) and even references the stripe CLI for "Subscription management, dunning config, payment retries." These are provider-specific payment/billing integrations capable of managing charges, retries, and subscription state — i.e., financial operations. While the skill's primary aim is churn prevention, it contains explicit payment-gateway/billing integration instructions and tools that can be used to perform billing/payment actions, so it meets the criterion for direct financial execution capability.