universal-signer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a unified signing library for blockchain wallets and KMS providers (AWS KMS, GCP KMS, Ledger, Trezor, Turnkey, local keys) and exposes crypto-specific operations: signTransaction, signMessage, signTypedData, and a concrete example calling client.sendTransaction({ to: ..., value: ... }). These are direct crypto/wallet signing and transaction-sending capabilities (i.e., moving funds on-chain), not generic tooling. Therefore it grants Direct Financial Execution authority.