aci-payon

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly an integration with ACI PAY.ON, a payment gateway. Its documentation lists Payment, Payment Session, Transaction, and Merchant operations and instructs how to create connections and run actions (via membrane action run) against the payment provider. This is a specific tool designed to process payments and manage transactions (i.e., move money), not a generic automation or HTTP caller. Therefore it provides direct financial execution capability.