apaya

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill integrates with Apaya, explicitly described as a payment platform for subscriptions and recurring billing and listing entities like "Merchant" and "Payment Request." It exposes Membrane CLI actions and a proxy request feature that can run connector actions and send arbitrary HTTP methods (POST/PUT/PATCH/DELETE) to the Apaya API with authenticated credentials. Those capabilities are specifically designed to interact with a payment gateway and can initiate or modify payments/subscriptions, so this is direct financial execution authority.