bloom-credit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). Bloom Credit is a specific fintech/credit API integration (not a generic tool). The skill exposes Bloom Credit resources like Credit Report, Application, Applicant, Liability and explicitly lists "Plaid Account" — indicating direct banking/credit-data integrations. It also supports running connector actions and proxying arbitrary HTTP methods (POST/PUT/PATCH/DELETE) to the Bloom Credit API via Membrane, which enables creating or updating financial records (e.g., loan applications, liabilities, linked bank accounts). Because this is a domain-specific financial API integration (including banking/PLAID-related functionality) rather than a generic browser or HTTP tool, it meets the criteria for Direct Financial Execution authority.