budget-insight

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill integrates Budget Insight — a banking/financial aggregation API — and exposes domain objects like Bank Account and Transaction. It uses the Membrane CLI to run pre-built actions and to proxy arbitrary HTTP requests to the Budget Insight API, explicitly allowing POST/PUT/PATCH/DELETE methods and automatic auth/credential management. Because it is a purpose-built financial integration (banking API) and provides mechanisms to call transactional endpoints, it grants the agent direct capability to perform banking/financial API operations (including potential transaction/transfer endpoints), so it meets the "Direct Financial Execution" criterion.