clover

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is a dedicated Clover integration. Clover is a point-of-sale/payment processing platform (a payment gateway/processor), and the skill exposes Membrane CLI actions and a proxy to call Clover API endpoints (including POST/PUT/DELETE) with authenticated credentials. That combination is a specific, explicit integration with a payment platform and can be used to perform payment-related operations (charges, refunds, etc.), so it grants direct financial execution authority.