coupa-pay

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an integration for Coupa Pay, a payment management platform, and exposes actions and a proxy to the Coupa Pay API via the Membrane CLI. The documentation explicitly references Payment and Payment Request entities and shows how to run actions and send arbitrary POST/PUT/DELETE requests to Coupa Pay endpoints (via membrane action run and membrane request). Membrane also handles authentication and credential refresh, so the agent can invoke authenticated payment-related API calls without needing additional credentials. Because this is a specific payment integration (not a generic HTTP or browser tool) that can be used to create/submit/manage payments, it meets the definition of Direct Financial Execution.