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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill's "Popular actions" list includes explicit, finance-specific operations that move funds: Create Transfer, Create Payout, Create Payout Batch, Create Payout Link, and related "Create Flow" for payout management and "Retrieve Transfer" etc. These are not generic actions — they are payment/payout APIs that create transfers and batches of payouts. Membrane's CLI and action run commands show the skill can execute those actions directly (including proxying requests with auth), so it grants direct financial execution capability.