fintoio

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an integration with Finto.io, a financial data aggregation / banking-style API (it exposes Account and Transaction objects). It explicitly provides actions via the Membrane CLI and a generic proxy ("membrane request") that supports HTTP methods including POST/PUT/PATCH/DELETE. This is a purpose-built financial integration (banking/data aggregation) and the proxy + action-run capabilities can be used to call banking endpoints (including any endpoints that initiate transactions). Under the criteria that banking APIs/direct bank integrations are considered Direct Financial Execution capability, this skill should be flagged.