hokodo

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill integrates with Hokodo, a B2B Buy-Now-Pay-Later payment/credit platform (explicitly listing entities like Credit Application, Credit Line, Transaction, Invoice). It exposes pre-built actions and a Membrane proxy that can run arbitrary API requests (POST/PUT/PATCH/DELETE) against the Hokodo API and handle auth. That combination is a specific financial integration whose primary purpose is creating/managing credit and transactions — i.e., executing financial operations. Under the rule (specific tool to move money / manage credit/transactions), this is Direct Financial Execution.