ibanity

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill integrates with Ibanity, an open-banking platform whose explicit purpose includes accessing bank data and initiating payments across European banks. The skill documents using the Membrane CLI to create connections, run pre-built actions, and proxy arbitrary API requests (including POST/PUT/PATCH/DELETE) to Ibanity endpoints with authenticated credentials handled for you. Because it is a specific banking API integration (not a generic HTTP or browser tool) and explicitly supports payment initiation, it grants direct financial execution capability.