integrated-finance

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is a dedicated "Integrated Finance" connector (banking/lending/investment) and exposes explicit finance objects (Account, Transaction, Budget) and a CLI to run connector actions. It instructs how to list and run specific actions via membrane action run and how to proxy arbitrary requests to the Integrated Finance API (including POST/PUT/PATCH with JSON bodies). Membrane also handles auth/credential refresh so the agent can invoke authenticated endpoints. This is not a generic HTTP tool — it is a specific integration for financial services and therefore can be used to perform financial operations (e.g., create/send transactions, update budgets). That meets the criteria for Direct Financial Execution.