lob

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill exposes Lob-specific payment-related features (explicitly listing "Bank Accounts", "Billing Groups", and "Checks") and provides mechanisms (Membrane actions and proxy requests able to issue POST requests to Lob endpoints) to create/manage those resources. Creating checks or managing bank-account/billing entities is a direct financial operation (sending money/issuing payments), not a generic tool. Therefore it grants direct financial execution capability.