okra

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill integrates Okra — a Plaid-like banking data API for African banks — via the Membrane connector and CLI. It exposes explicit banking data actions (balance, transactions, identity, income, spending) and a proxy to call Okra endpoints with authenticated requests. Because Okra is a banking API (listed in the criteria) and the connector provides direct access to bank-related endpoints (not just generic browsing or HTTP), it meets the “specific financial operations” definition and therefore counts as direct financial execution authority risk.