pangea

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly lists a "Transfer" surface including "Quote" and "Transaction", and documents using Membrane actions or proxied API requests (membrane action run / membrane request) to interact with Pangea. Those elements indicate built-in, specific APIs for creating or managing monetary transactions rather than a generic tool. Because this is explicitly about transfer/transaction operations (i.e., sending or quoting transfers), it meets the "Direct Financial Execution" criteria.