xero

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes Xero accounting actions that create or record financial transactions and payments (e.g., "Create Bank Transaction (spend or receive money)", "Payment", "Create Invoice", etc.). It also allows proxying arbitrary requests to the Xero API through Membrane with authenticated calls. This is a specific integration for financial/accounting operations (not a generic browser or HTTP tool) and enables programmatic creation/management of transactions, so it grants direct financial execution capability.