backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes an explicit "transferFunds" example under Transactions that performs a funds transfer: a Prisma $transaction that decrements one account balance, increments another, checks for insufficient funds, and creates a transfer record. This is a specific, explicit operation whose primary purpose is moving money within the application (sending a transaction), not a generic tool like a browser or HTTP caller. Therefore it grants direct financial execution capability.