laravel-template-method-and-plugins

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly defines a PaymentGateway interface with a charge(int $cents, string $currency) method and names concrete gateway implementations (StripeGateway, BraintreeGateway). Those are specific payment gateway integrations and thus are explicitly designed to initiate financial transactions (move money), not just generic tooling. This matches the "Payment Gateways" criterion for Direct Financial Execution.