better-auth

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly lists a "stripe" plugin described as "Payment and subscription management" — a specific payment gateway integration. That is a direct financial execution capability (payment/subscription operations via Stripe). Other items are generic auth features, but the Stripe plugin is a purpose-built payment integration, so it meets the criteria for Direct Financial Execution.