bank-sync

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill explicitly integrates with the Plaid banking API: it launches the Plaid Link flow, stores Plaid access tokens, and performs automatic transaction syncs. Plaid is a specific banking API (listed in the core rule), so this skill is specifically designed for direct bank integration rather than being a generic tool. Even though it focuses on importing transactions rather than initiating payments, the presence of Plaid access tokens and the dedicated bank-sync workflow meets the criterion for direct financial execution capability.