Payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly focused on payment gateway integration and transaction flows: it names providers (Stripe, Paddle, LemonSqueezy, Stripe Connect), covers checkout flows, webhooks, refunds, subscription billing and lifecycle events, and marketplace splits. Those are specific financial execution capabilities (creating charges/refunds, subscription billing, marketplace payouts), not generic tooling, so it qualifies as Direct Financial Execution authority.