payram-stablecoin-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment gateway for USDT/USDC and includes concrete, purpose-built financial operations: API endpoints to create payments (axios POST /api/v1/payment with API key), generation of deposit addresses, on-chain detection and smart-contract sweeps to cold wallets, webhook payment confirmations, cold wallet/sweep contract deployment instructions, and a separate "payram-payouts" capability to send crypto payouts. These are specific tools and flows for moving and settling funds on blockchain networks (crypto wallets, sweeps, payouts), not generic utilities.