payram-checkout-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment integration for PayRam (a crypto checkout/payment gateway). It contains SDK/API calls that create payments (payram.payments.initiatePayment, POST /api/v1/payment with API-Key), generate checkout URLs, check payment status (including transaction hashes), and the repository lists related skills for payouts, stablecoin/bitcoin payments, and wallet setup. These are specific financial execution operations (creating payment requests, processing on-chain crypto payments, and sending payouts) — not generic tooling — so it grants direct financial execution capability.