audit-expert

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit payment-processing code (PCICompliantPayment.processPayment) that calls Stripe APIs (stripe.tokens.create and stripe.charges.create). Those are specific payment gateway operations (tokenization and creating charges), which constitute direct financial execution capability. Even though the skill is primarily an audit tool, the presence of concrete Stripe payment calls meets the criteria for Direct Financial Execution.