retail-expert

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a POS/retail system that includes a process_payment method and a _process_payment_gateway integration point. It specifically references integration with payment processors (Stripe, Square, etc.), handles amounts, completes transactions, updates inventory, and returns transaction IDs/receipts. This is a specific financial execution capability (payment gateway transaction processing), not a generic tool, so it grants Direct Financial Execution Authority.