business-model-preferences

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly defines billing behavior and includes a concrete Stripe integration (stripe.checkout.sessions.create) to require payment methods, start trials, and automatically begin subscriptions—i.e., a payment gateway API used to create charging transactions. This is a specific financial execution capability, not a generic tool.